One Engine for All Payments
An intelligent payment gateway system that supports PJP-1, PJP-2, and PJP-3. Secure, flexible, and scalable for all types of transactions.
B2B Transaction
Secure B2B payments with fast settlement, accurate reconciliation, and real-time reporting to boost business efficiency.
QRIS Ecosystem
Seamless QRIS payments via Acquirer (Nusapay, Duitku) and Switcher (Jalin), fully compliant with Bank Indonesia standards.
Disbursement
Automated fund transfers to banks and non-banks like Permata and Duitku, ensuring fast, reliable,
Merchant Account
Manage merchants and sub-merchants with transparent settlements, detailed reports, and full control over fund distribution.
Wallet System
Digital wallet with Effective, Pending, and Disbursement balances, giving secure, clear, and efficient fund management.
Customer Account
Supports KYC & non-KYC accounts, offering flexibility for onboarding while ensuring security, compliance, and accessibility.
Redefining Payments with KEREN
KEREN is a next-generation payment gateway engine designed to support the digital payment ecosystem in Indonesia.
With a modular architecture and easy-to-integrate APIs, KEREN empowers PJPs, merchants, and businesses to manage transactions faster, safer, and more efficiently.
Our Values :
- One engine for all PJP types
- Fast integration (API & SDK ready)
- Full support from expert team
Contact Us
Naksir is built to simplify your business operations through an integrated set of features:
